:root{--bg:#050913;--p:#0c1528;--p2:#15213a;--line:#26365a;--t:#e8edf5;--m:#a9b4c6;--a:#9ccbf5;--g:#6fd39b;--r:#f28b8b;--grad:linear-gradient(135deg,#9ccbf5,#b9e6c9)}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth}
body{background:var(--bg);color:var(--t);font:16px/1.6 Inter,system-ui,-apple-system,sans-serif;-webkit-font-smoothing:antialiased}
a{color:var(--a)}
.hidden{display:none!important}
.nav{max-width:1040px;margin:0 auto;padding:18px 16px;display:flex;justify-content:space-between;align-items:center}
.brand{display:flex;align-items:center;gap:8px;color:var(--t);text-decoration:none;font-size:18px}.brand img{height:22px}.brand b{font-weight:700}
.nav-cta{font-size:14px;font-weight:600;text-decoration:none;border:1px solid var(--line);padding:7px 14px;border-radius:9px;color:var(--t)}
main{max-width:1040px;margin:0 auto;padding:0 16px 40px;overflow-x:clip;display:flex;flex-direction:column;gap:56px}
.hero{text-align:center;padding:40px 0 0;position:relative}
.hero::before{content:"";position:absolute;inset:-60px 0 auto;height:380px;background:radial-gradient(closest-side,rgba(156,203,245,.18),transparent);z-index:-1;pointer-events:none}
.pill{display:inline-flex;align-items:center;gap:8px;font-size:13px;color:var(--m);border:1px solid var(--line);border-radius:99px;padding:5px 12px;background:var(--p)}
.pill i{width:7px;height:7px;border-radius:50%;background:var(--g);box-shadow:0 0 10px var(--g)}
h1{font-size:clamp(34px,6.4vw,62px);line-height:1.08;letter-spacing:-.03em;margin:20px 0 16px;font-weight:800}
h1 em{font-style:normal;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
h2{font-size:clamp(24px,3.4vw,32px);letter-spacing:-.02em;line-height:1.2;margin-bottom:14px}.center{text-align:center}
h3{font-size:17px;margin-bottom:6px}
.lead{max-width:640px;margin:0 auto;color:var(--m);font-size:18px}
.cta-row{display:flex;gap:10px;justify-content:center;flex-wrap:wrap;margin:28px 0 34px}
.btn{display:inline-block;background:var(--grad);color:#04121f;font-weight:700;text-decoration:none;padding:13px 26px;border-radius:11px;border:0;font:inherit;font-weight:700;cursor:pointer;transition:filter .15s,transform .1s}
.btn:hover{filter:brightness(1.07)}.btn:active{transform:translateY(1px)}.btn:disabled{opacity:.6;cursor:default}
.btn.ghost{background:transparent;color:var(--t);border:1px solid var(--line)}
.btn.wide{width:100%}
.stats{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:10px;max-width:760px;margin:0 auto}
.stats li{background:var(--p);border:1px solid var(--line);border-radius:12px;padding:14px 8px}.stats b{display:block;font-size:22px;letter-spacing:-.02em}.stats span{font-size:13px;color:var(--m)}
.card{background:var(--p);border:1px solid var(--line);border-radius:16px;padding:26px}
.muted{color:var(--m)}
.calc{max-width:760px;margin:0 auto;width:100%}
.slider{display:block;color:var(--m);font-size:15px}.slider b{color:var(--t);float:right;font-size:18px}
.slider input{width:100%;margin:14px 0 6px;accent-color:#9ccbf5}
.calc-out{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:12px 0}
.calc-out div{background:var(--p2);border-radius:12px;padding:14px 16px}.calc-out span{display:block;font-size:13px;color:var(--m)}.calc-out b{font-size:28px;letter-spacing:-.02em;color:var(--g)}
.note,.fine{font-size:12.5px;color:var(--m)}
.steps{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:s}
.steps li{counter-increment:s;background:var(--p);border:1px solid var(--line);border-radius:14px;padding:20px 18px;display:flex;flex-direction:column;gap:6px}
.steps li::before{content:counter(s);width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:var(--p2);color:var(--a);font-weight:700;font-size:14px;margin-bottom:4px}
.steps span{color:var(--m);font-size:14.5px}
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.grid p{color:var(--m);font-size:15px}
.who{max-width:760px;margin:0 auto;width:100%}.who p{color:var(--m)}
.checks{list-style:none;padding:0;margin-top:12px;display:flex;flex-direction:column;gap:8px}
.checks li{padding-left:28px;position:relative}.checks li::before{content:"✓";position:absolute;left:0;color:var(--g);font-weight:700}
.apply{max-width:620px;margin:0 auto;width:100%;border-color:rgba(156,203,245,.4);box-shadow:0 0 0 1px rgba(156,203,245,.08),0 20px 60px -30px rgba(156,203,245,.35)}
.apply > p{margin-bottom:18px}
form{display:flex;flex-direction:column;gap:14px}
label{display:flex;flex-direction:column;gap:6px;font-size:14px;color:var(--m);font-weight:500}
.opt{font-weight:400;opacity:.8}
input,select,textarea{font:inherit;font-size:15px;color:var(--t);background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:11px 12px;width:100%}
input:focus,select:focus,textarea:focus{outline:2px solid rgba(156,203,245,.5);outline-offset:1px}
textarea{resize:vertical}
.two{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.check{flex-direction:row;align-items:flex-start;gap:10px;font-weight:400;color:var(--t)}.check input{width:auto;margin-top:4px;accent-color:#9ccbf5}
.err{color:var(--r);font-size:14px;min-height:0}.err:empty{display:none}
.done{text-align:center;padding:16px 0}.done p{color:var(--m)}
.tick{width:56px;height:56px;border-radius:50%;margin:0 auto 14px;display:grid;place-items:center;background:rgba(111,211,155,.15);color:var(--g);font-size:28px;font-weight:700}
.faq{max-width:760px;margin:0 auto;width:100%}
details{border-bottom:1px solid var(--line);padding:14px 0}summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:10px}summary::after{content:"+";color:var(--m)}details[open] summary::after{content:"–"}
details p{color:var(--m);margin-top:8px;font-size:15px}
.foot{text-align:center;color:var(--m);font-size:13px;padding:24px 16px 40px}.foot a{color:var(--m)}
@media (max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:1fr 1fr}.grid{grid-template-columns:1fr}.hero{padding-top:20px}main{gap:44px}}
@media (max-width:480px){.steps,.two,.calc-out{grid-template-columns:1fr}.card{padding:20px}.lead{font-size:16px}}